Half of Americans Have Less Than $10,000 Saved for Retirement
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You may think that you have time to plan for retirement. It can happen when you’re older and it’s close at hand. Or maybe you have an IRA or take part in an employment run 401(K) and you believe that’s all you need. Or maybe you think that you can’t afford to save for retirement – you need to pay your bills, get groceries in your fridge, put gas in the car, and save for your child’s education.
But by not preparing for retirement right now, you’ll regret it later down the line. You need a solid retirement plan and you need it fast.
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It’s Never Too Early to Start Saving
Did you know that half of all American workers have less than $10,000 saved for retirement? In fact, 48 percent of Americans between the ages of 18 and 30 have nothing saved for retirement and no access to a traditional pension. This means that the longer you put off saving for retirement, the less likely you’ll be able to afford to live on what you save. And not having enough socked away for your retirement means you will be working longer and not being able to do everything you want to do.
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Retirement Planning: What You Need to Know
When planning for retirement, it’s important to remember that it’s a marathon, not a sprint. Each step in the journey has specific goals that need to be met — from learning the basics of saving in your 20s and 30s, to preparing for the future in your 40s and 50s, until you finally take the leap in your 60s and 70s.
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To learn more about what retirement plan is right for you, contact a professional retirement planner now for more information. Start planning for tomorrow today.
